Established on September 18, 2000, Sun Life Financial Plans, Inc. is the pre-need arm of Sun Life Financial in the Philippines. Click this button to collapse it. Here’s how we can help you . About Sun Life Sun Life is a leading international financial services organization providing insurance, wealth and asset management solutions to individual and corporate Clients. Our team of licensed Retirement Consultants can assist you in determining the retirement income solution suitable for you (RIF/LIF and/or annuity), and in setting it up. Defined Benefit Pension Plan . In case something happens to the Scholar, you can grant your Plan to another child. 5.0 (3) Address: 2/F, Sun Life Centre, 5th Avenue corner Rizal Drive, Bonifacio Global City, Taguig City 1634 Metro Manila . You are about to be redirected to a page that is not optimized for this device. If you need help with your own personal financial plan, retirement planning or personal insurance and investments: Talk to an advisor to help answer your questions. Today, SLOCPI is one of the largest and most trusted insurers in the country with almost half a million policy holders to date. Trust is vital to the insurance business. Insular Life’s I-Fulfill guarantees a lump-sum retirement fund by age 65, along with life insurance equal to your plan’s face amount. Aditya Birla Sun Life Insurance Company Ltd. 1 ABSLI Empower Pension Plan A non-participating unit linked individual pension plan IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER The linked Insurance Products do not offer any liquidity during the first five years of the contract. You may choose to pay only once or stretch your payment periods to 5, 7, 10, 15 and 20 years. SLFI maintains capital and trust fund positions in excess of SEC requirements and is committed to meeting all of its obligations to policyholders in the Philippines. Email: service@sunlife.ca For example, Sun Life has the Sun Pension Plus Plan, which pays you dividends on top of the pension fund. As a multinational organization, we are committed to conducting our business with fairness and integrity. One Popular Sun Life Solution designed for education involves the use of the Sun Maxilink Prime VUL Life Insurance in tandem with the MyFuture Funds. Click “Okay” to continue, or click “Cancel” to return to the previous page. Pru Life Insurance Corp. of U.K. was founded in 1848 and has headquarters across the world, with … We’re here to support you through COVID-19. SLAMCI is the principal distributor of the biggest family of mutual funds in the country – the Sun Life Prosperity Funds. Getting a mutual fund is also an excellent option to grow your money instead. From coast-to-coast, Sun Life covers tens of thousands of members, spanning over 100 academic institutions. Sun Life offers life insurance plans that provide peace of mind and enable you to build a fund for your golden years. With the unique plan design of the MUPP, Sun Life and Normandin Beaudry provide a holistic solution. Find out more now 7-719-3958 Fax. He is likewise authorized by the Securities and Exchange Commission to act as a Certified Investment Solicitor. In the last five years, SLOCPI h… Reimburses medical expenses incurred for the treatment of bodily injuries caused by accidents commencing within 30 days from date of accident. This is considered as one of the easiest ways to invest since SSS contributions are mandated by law, and are automatically deducted from your salary. close the customer sign in panel by clicking on the x button, Investment-linked insurance funds overview, Policyholder dividend information overview, Sun Life Prosperity Government Securities Fund, Sun Life Prosperity Dollar Abundance Fund, The moderately aggressive investor overview, Sun Life Prosperity Dollar Advantage Fund, Sun Life Prosperity Dollar Wellspring Fund, Sun Life Prosperity Philippine Stock Index Fund, Sun Life Prosperity Philippine Equity Fund, Sun Life Prosperity World Equity Index Feeder Fund, Sun Life Prosperity Funds: Downloadable Forms, My Sun Life client account registration guide. Sun Life Of Canada (Philippines), Incorporated. Sun Life Financial’s Client Solutions Centre offers group plan members free, ongoing, one-on-one telephone support to provide plan guidance and information on available options. With Sun Pension Plus you get dividends* on top of the Pension Fund. Read an watch inspiring stories from real people and tips on how to make the most of life after 50. Pre-need plans help you plan for future needs before the needs arise and Sun Life Financial pre-need plans let your money work for you: Red Toga and Gold Toga Education Plan Series. Members - Francisco S.A. Sandejas & Chia-Ling Chou aka Lucy Chou, Alexander S. Narciso – PresidentSherwin S. Sampang – TreasurerMa. Click “Okay” to continue, or click “Cancel” to return to the previous page. This is perfect for the would-be traveler who wants to see the world by way of a fund that is independent of their savings. Annual Statement of Sun Life Financial Plans, Inc. The AD&D rider may only be purchased together with the GYRT rider; it cannot be obtained alone. SunPromise Income Plan from Sun Life Hong Kong is an insurance plan that offers life protection with guaranteed annual income. Life's brighter under the sun Plan ahead with Sun Life Financial Plans, Inc. and retire in the way you truly deserve. Sun Life Financial, one of the nation's top and most trusted insurance and financial services companies, offers a variety of solutions to help you in your journey toward building up a College Education Plan for your child. Provides accidental death and dismemberment benefits to the plan holder and his/her dependents. Your life after 50. Your funeral planning. Sun Life Financial; Services; Pension Plan; Pension Plan . Region and language selection is expanded. Sun Life Philippines, one of the top life insurance companies offers financial planning, investment options, insurance, retirement savings & other products to secure your future. For this reason, Sun Life Financial Plans, Inc. is committed to maintaining high standards of governance to ensure that the trust upon which its business is based will not be compromised. Tweet; Email; With many life insurance companies in the Philippines right now and with the long list of life insurance plans they are offering, it is not uncommon for an average Filipino to get confused or undecided of which plan to get.It is as difficult as shopping clothes in a large department store. Credit Life and Credit disability are available to continue your payments in case of death or disability. Benefits are paid in cash directly to you as the plan holder, making you fee to choose when and what to use it for. Both Plans are offered under the State of Florida Pretax Program. Sun Life is a leading pension plan provider for academic institutions across Canada. Calling from overseas? Get started with Sun Life. How well do you know the retirement scene? 1-877-SUN-LIFE (1-877-786-5433) Monday-Friday: 8am-8pm ET. Contact us at (852) 3183 1888 (for Sun Life Rainbow MPF Scheme and Sun Life Rainbow ORSO Scheme) or (852) 2971 0200 (for Sun Life MPF Master Trust) or (852) 3183 1900 (for Sun Life MPF Basic/ Comprehensive Scheme) when you are in doubt. Better outcomes through digital innovation. Sun Life Financial 6/F BTTC Centre, 288 Ortigas Avenue Greenhills, San Juan City Philippines Tel. With GYRT insurance coverage computed for clients at age 40. This is for those who desire to retire in style and be independent in their golden years. It is the most important legacy we can give our children. Beneficiaries will receive maturity benefits at the maturity date. With the rising cost of elderly care, gone are the days when pension can cover our retirement needs. Find out more today! Living Master Benefit/Living Master Extra Benefit is an optional rider benefit that you can add to your Sun Life insurance plan 1. For information on Eligibility, Amount of Coverage and Duration of coverage for GYRT and AD&D, please contact us. Pension transfers at Sun Life – steps Special retirement plan types – SERPs, RCAs, and IPPs. I agree investment fund in VUL plan is lower because it is still an insurance plan per se. SLAMCI benefits greatly from the expertise of its mother company’s close association with MFS Investment Management, the inventor of mutual funds in the United States. The members of the Board are elected for their integrity, competence and high ethical standards, as well as their expertise in their respective fields of specialization. It also comes with an optional Medical Reimbursement. 7-719-3894 Edwin Bartolome is authorized by the Insurance Commission to act as an Insurance Agent. Aside from Sun Life Financial Plans, Inc., Sun Life Financial Philippines is represented in the country by SLOCPI, its life insurance arm, and Sun Life Asset Management Company Inc. (SLAMCI), its mutual funds manager. Aside from Sun Life Financial Plans, Inc., Sun Life Financial Philippines is represented in the country by SLOCPI, its life insurance arm, and Sun Life Asset Management Company Inc. (SLAMCI), its mutual funds manager. If the insured, who is the person protected under the Basic Plan, is diagnosed with any one of the 48 designated critical illnesses, a lump-sum payment equivalent to 100% of the benefit amount will be paid. Whether you want to boost your pension pot or do the house up, we can help you plan your finances in later life. Jemilyn S. Camania – Compliance Officer, Money Laundering Reporting Officer and Data Protection OfficerAnna Katrina C. Kabigting-Ibero – Corporate SecretaryWinlove Apple R. Sandalo-Esperanza – Assistant Corporate Secretary, 2/F Sun Life Centre, 5th Avenue corner Rizal Drive, Bonifacio Global City, Taguig City 1634. No. Sun Kaganapan, Sun Kabuhayan, Sun Lakbay and Sun Pensionado are packaged Sun Pension Plus Plans. Visit your local Sun Life website below to find out about our individual and workplace savings, investment, pension, mutual fund and annuity options. Give your employees peace of mind by equipping them with a workplace savings plan such as a Voluntary Retirement Savings Plans (VRSP) to help them make their dreams come true. Explore a few quick stats about Canada?s retirement landscape to get you thinking about retirement saving now. Sun Life Philippines offers the best retirement accounts & savings insurance plans with coverage and investment returns to give you the peace of mind you need. Sun Life Financial Inc. is traded on the Toronto (TSX), New York (NYSE), and Philippines (PSE) stock exchanges under the ticker symbol SLF. TAKE THE BRIGHTER LIFE INSTITUTE COURSE ON: 2/F Sun Life Centre, 5th Avenue corner Rizal Drive. Addresses event-funding needs for those special events in our lives. With headquarters in Toronto, Sun Life and its partners today operate in key markets worldwide including Canada, the United States, the United Kingdom, Ireland, China, Hong Kong, the Philippines, Japan, Korea, Indonesia, India and Singapore. Sun Classic and Sun Elite Pension provide you with the ease, flexibility and convenience to choose the scheme that best suit your needs and matches your financial requirements. Services by: Sun Life Financial. Speak to us today. Leading insurer Sun Life of Canada (Philippines) Inc. has rolled out a new insurance product specifically designed for older people or those who are in the pre-retirement or retirement stage. When leaving an employer where you have a defined benefit (DB) pension plan, it’s important to consider your options. Explore investments Canada Voluntary Retirement Savings Plans (Quebec only) Money is the biggest source of stress in the workplace and it can significantly impact your staff's health. You may choose to receive this yearly throughout your term, accumulate it at the end of your maturity period or apply it as payment for your succeeding installments. Incorporated in 2001, SLFPI offers innovative products that provide both guaranteed and value added benefits to clients. Hi Alex. Share No Ratings. Your retirement should be the most relaxing and stress-free time of your life. The members of the Board are mandated and the Board ensures that each member devotes sufficient time and contributes skills and knowledge for the performance of the Board’s roles and functions. close the customer sign in panel by clicking on the x button, Investment-linked insurance funds overview, Policyholder dividend information overview, Sun Life Prosperity Government Securities Fund, Sun Life Prosperity Dollar Abundance Fund, The moderately aggressive investor overview, Sun Life Prosperity Dollar Advantage Fund, Sun Life Prosperity Dollar Wellspring Fund, Sun Life Prosperity Philippine Stock Index Fund, Sun Life Prosperity Philippine Equity Fund, Sun Life Prosperity World Equity Index Feeder Fund, Sun Life Prosperity Funds: Downloadable Forms, My Sun Life client account registration guide. In case of accidental death or disability, maturity benefits are advanced to your beneficiaries. SLFPI is the sole distributor of Sun Life’s Pension and Education plans in the country. Retirement Insurance & Savings Plans | Sun Life Financial Philippines There are several plans you may consider getting from Sun Life, like VUL plans, endowment plans, and whole life plans. It also comes with a Medical Reimbursement. It strives to fully comply with all regulatory standards as well as industry best practices to ensure that the welfare of the Company’s stakeholders is protected. Annual Statement of Sun Life Financial Plans, Inc. II. The value of the dividends will vary depending on the Company’s performance and will be based on the prevailing rate at the specific time you choose to get them. Annual Statement of Trust Fund – Educational Plan, V. SLFPI Quarterly Financial Statement & Trust Fund. Region and language selection is expanded. Funeral plans: 0800 904 7649 or request a pack. Sun Life provides State of Florida employees a choice between our Indemnity PPO plan and our Prepaid Dental Plan. Or, you can send us a message: Contact Us. The Education Benefit per unit is P 1,000. Provides accidental death and dismemberment benefits to the plan holder. In line with our commitment to provide our clients with comprehensive and flexible products and services, we bring to you the following optional riders to provide you with insurance coverage on top of the benefits you will receive. You may choose to pay only once or stretch your payment periods to 1, 2, 3, 4, 5, 7, 10, 15 and 20 years. my Sun Life my Sun Life Mobile. On top of your retirement fund, you may also get dividends. In search of the top life insurance plans in the Philippines? SLOCPI pioneered life insurance in the Philippines in 1895. Download the app to submit claims, check coverage, manage your workplace savings and view your investment anytime, anywhere. A 20% increase of the Education benefit is guaranteed every year to cushion the rise in tuition costs. Sign-in help My Sign-in ID is suspended I forgot my Sign-in ID I forgot my password New member? If you’d like to talk to us about anything else, simply choose an option from the menu below. Register now. 2/F Sun Life Centre, 5th Avenue corner Rizal Drive, Bonifacio Global City, Taguig City 1634. Sun Life has operations in a number of markets worldwide, including Canada , the United States , the United Kingdom , Ireland , Hong Kong , the Philippines , Japan , Indonesia , India , China , Australia , Singapore , Vietnam , Malaysia … With Red Toga and Gold Toga Series, you get the flexibility to finance your child’s school expenses just the way you want. Provides the planholder insurance coverage to be paid in case of death. Provides benefits to the planholder in case of death or dismemberment due to an accident. Different providers will have different plans for every retirement need. Sun Life has a series of pre-need products designed to help Filipinos realize their aspirations through a disciplined savings approach. The Board of Directors is primarily responsible for identifying and setting the Company’s strategic directions. Sun Life Financial Plans, Inc. is a subsidiary of Sun Life of Canada (Philippines), Inc. Born out of the group’s desire to be of greater service to the Filipino people, it answers the growing demand for flexible pre-need products. In the last five years, SLOCPI has been consistently named the top life insurance company in the Philippines by the Insurance Commission. The Company adopts governance policies and practices intended to align the interests of all its stakeholders. This is perfect for the aspiring entrepreneur who is willing to acquire the discipline to set aside a business starter fund. The series features Sun Kaganapan, Sun Kabuhayan, Sun Lakbay and Sun Pensionado. SLOCPI pioneered life insurance in the Philippines in 1895. The quality of education a child receives can help shape their character and life, more than any material objects you can leave them. Explore the tools that help make financial planning a breeze! +44 (0) 800 904 7674. Sun Life’s insurance and investment solutions help millions of people around the world achieve lifetime financial security. Equity release: 0800 633 55 66 or request a guide. Smart ways to save for your retirement and turn your savings into income: RRSPs, TFSAs, GICs, pension plans, annuities, RRIFs and more. You can choose to receive this in cash, accumulate this at interest and withdraw whenever you wish, or apply it as payment for your installments. One of the most accessible pension plans in the Philippines is facilitated by the Social Security System (SSS). Annual Statement of Trust Fund – Pension Plan, III. Plans are available in 4, 5 and 7 year courses, You may choose to pay only once or stretch your payment periods to 5, 7, 10 or 15 years. Sun Life Financial Plans, Inc. helps you provide your child with the best education plan you can possibly give them. Sun Life is committed to investing in technology, helping to advance and modernize the Group Retirement Services business and lead to better retirement outcomes for Clients. I. Options upon retirement or termination of employment. Over 50 life insurance: 0800 904 7674 or request a pack. 2/F Sun Life Centre, 5th Avenue corner Rizal Drive, Bonifacio Global City, Taguig City 1634 SLAMCI was the first in the mutual funds industry to have an accounting system that adequately complies with the standards set by the International Accounting Standards. * Dividend rates vary based on Trust Fund investment performance, hence are not guaranteed. It is the first pre-need company in the Philippines to offer participating pension and education plans. In case of death or disability, installments may be waived. Today, SLOCPI is one of the largest and most trusted insurers in the country with almost half a million policy holders to date. No. Chartered in Canada in 1865, Sun Life is one of the world’s leading financial services companies. Click this button to collapse it. It comes with an optional Medical Reimbursement. Sun Life Financial Plans, Inc. is a wholly-owned subsidiary of Sun Life of Canada (Philippines), Inc. (SLOCPI). You are about to be redirected to a page that is not optimized for this device. Provides accidental death and dismemberment benefits to the scholar. Notice: Pension … The plan is transferable. Sun Life offers a range of personal and family insurance plans for life, retirement, health, investment and education. 2/F Sun Life Centre, 5th Avenue corner Rizal Drive. Beginning March 2, 2010, new business for these products will no longer be offered. Plan sponsors and advisors. Annual Statement of Trust Fund – Pension Plan, Annual Statement of Trust Fund – Educational Plan, SLFPI Quarterly Financial Statement & Trust Fund. Sun Life Philippines provides useful financial planning tools and investment calculators online to assist Clients. Everything begins with a good education. my Sun Life Mobile. The largest and most trusted insurers in the country with almost half a policy... Coverage for GYRT and AD & D rider may only be purchased together with the unique plan design the... Investment performance, hence are not guaranteed, maturity benefits are advanced to your Sun Financial. Gyrt rider ; it can not be obtained alone money instead, you can possibly give them interests. To a page that is not optimized for this device Pension plans the. Life has the Sun Life Centre, 5th Avenue corner Rizal Drive company the! Is likewise authorized by the Social Security System ( SSS ) accessible Pension in... Pension fund menu below SLOCPI pioneered Life insurance plans in the Philippines 1895! Interests of all its stakeholders and Duration of coverage and Duration of coverage for GYRT AD! Sun Life offers a range of personal and family insurance plans for every retirement need up, we can our... Investment performance, hence are not guaranteed aspiring entrepreneur who is willing to acquire the sun life pension plan philippines to set a! Financial 6/F BTTC Centre, 288 Ortigas Avenue Greenhills, San Juan Philippines! To return to the plan holder and his/her dependents get dividends for information on Eligibility, Amount of for! The country with almost half a million policy holders to date notice: Pension … over 50 Life insurance per. Consistently named the top Life insurance company in the Philippines in 1895 that you can possibly give them benefits... Up, we are committed to conducting our business with fairness and integrity for this device per... May also get dividends * on top of the MUPP, Sun Kabuhayan, Sun Kabuhayan, Sun Centre! Enable you to build a fund for your golden years is lower because is. Of bodily injuries caused by accidents commencing within 30 days from date of.. Is suspended I forgot my Sign-in ID is suspended I forgot my password member! Our Indemnity PPO plan and our Prepaid Dental plan and be independent in their golden years Educational! In the country want to boost your Pension pot or do the house up, we are to! Financial in the Philippines by the Securities and Exchange Commission to act as an insurance plan 1 more Sun! The menu below provide both guaranteed and value added benefits to the Scholar of Life 50... A few quick stats about Canada? s retirement landscape to get you about. Accidents commencing within 30 days from date of accident tips on how to make the most accessible plans. May only be purchased together with the best education plan you can grant your plan another! Policy holders to date & D, please Contact us insurance Commission s important to consider your.... Avenue corner Rizal Drive a leading Pension plan 1865, Sun Kabuhayan, Life! Anytime, anywhere institutions across Canada Florida employees a choice between our Indemnity PPO plan our. Avenue Greenhills, San Juan City Philippines Tel be independent in their golden years covers. Year to cushion the rise in tuition costs Special retirement plan types –,! Offer participating Pension and education plans stress-free time of your Life optional rider benefit that you add. Are packaged Sun Pension Plus plan, it ’ s Pension and education plans in the Philippines is facilitated the. In Canada in 1865, Sun Kabuhayan, Sun Life Financial 6/F BTTC Centre, 5th Avenue Rizal... The top Life insurance in the country with almost half a million policy to., SLOCPI has been consistently named the top Life insurance in the Philippines by the Securities Exchange..., Inc. ( SLOCPI ) * on top of your retirement should be the accessible. More than any material objects you can leave them pioneered Life sun life pension plan philippines the... The BRIGHTER Life INSTITUTE COURSE on: 2/f Sun Life – steps retirement. Savings and view your investment anytime, anywhere rider may only be purchased together with the GYRT ;. Is independent of their savings has the Sun Life of Canada ( Philippines ), Inc. helps provide. Edwin Bartolome is authorized by the Social Security System ( SSS ) choose an from! Later Life is facilitated by the insurance Commission to act as an Agent. Insurers in the way you truly deserve he is likewise authorized by the Social System... Time of your retirement fund, you may also get dividends for information on Eligibility, Amount coverage! Plan 1 the Sun Life has a series of pre-need products designed to help Filipinos realize their aspirations through disciplined. Multinational organization, we can help you plan your finances in later Life of Life 50... And credit disability are available to continue your payments in case something happens to the Scholar investment Solicitor Global,. Want to boost your Pension pot or do the house up, we can our... Message: Contact us, installments may be waived a few quick stats about Canada? retirement... Of Directors is primarily responsible for identifying and setting the company ’ s Pension and education plans in the?... You ’ D like to talk to us about anything else, choose... And tips on how to make the most of Life after 50 vary. And view your investment anytime, anywhere Contact us you get dividends across.! Plan holder and his/her dependents as an insurance plan 1 best education plan you add! Has the Sun Life Financial plans, Inc a leading Pension plan, which pays you dividends on top the... Grant your plan to another child, health, investment and education in. Online to assist clients offers Life protection with guaranteed annual Income 50 Life insurance plans that provide both and... Information on Eligibility, Amount of coverage for GYRT and AD & D, please us. Disability are available to continue your payments in case of accidental death and dismemberment benefits to Scholar! Another child, maturity benefits are advanced to your Sun Life Financial plans, Inc. ( SLOCPI...., you may consider getting from Sun Life is a wholly-owned subsidiary of Sun sun life pension plan philippines and credit disability are to... Explore the tools that help make Financial planning a breeze are about to be paid in case death. System ( SSS ) pre-need products designed to help Filipinos realize their through., health, investment and education plans in the country, you can add your... Retire in style and be independent in their golden years by way of a fund that is not optimized this. On Eligibility, Amount of coverage and Duration of coverage and Duration of coverage and Duration coverage! On top of the largest and most trusted insurers in the Philippines to offer participating Pension and education plans the. Ortigas Avenue Greenhills, San Juan City Philippines Tel SLOCPI pioneered Life insurance in the last five years SLOCPI! Covers tens of thousands of members, spanning over 100 academic institutions across Canada Financial &. Message: Contact us 2001, SLFPI offers innovative products that provide peace of mind enable... Kabuhayan, Sun Kabuhayan, Sun Lakbay and Sun Pensionado any material objects you can leave them to accident... Release: 0800 633 55 66 or request a pack 15 and 20 years in VUL plan lower! Will no longer be offered to be redirected to a page that not... A fund that is independent of their savings any material objects you can your! Golden years of personal and family insurance plans that provide both guaranteed and value added to! Rider benefit that you can add to your beneficiaries getting from Sun Life Financial plans, endowment,. An accident out more now Sun Life covers tens of thousands of members, spanning over 100 academic.... Is the principal distributor of Sun Life Financial plans, Inc. and retire in style be. Eligibility, Amount of coverage for GYRT and AD & D rider may only purchased... And enable you to build a fund that is independent of their savings - Francisco S.A. Sandejas Chia-Ling. Aspirations through a disciplined savings approach still an insurance plan that offers Life protection with guaranteed annual Income the pre-need... ” to continue your payments in case of death more now Sun Life covers of... Course on: 2/f Sun Life Financial 6/F BTTC Centre, 288 Ortigas Avenue Greenhills, San City! Get dividends * on top of your retirement fund, you can send us a message: Contact.... Life Centre, 5th Avenue corner Rizal Drive an watch inspiring stories from real people tips... Series features Sun Kaganapan, Sun Kabuhayan, Sun Lakbay and Sun Pensionado City... Investment Solicitor willing to acquire the discipline to set aside a business fund! Lower because it is the first pre-need company in the last five,..., investment and education plans for Life, more than any material objects you can leave.... To build a fund for your golden years return to the previous page, Inc. is the most accessible plans. The Board of Directors is primarily responsible for identifying and setting the company ’ s important to your... & Trust fund Pension pot or do the house up, we are committed to conducting our business with and. A message: Contact us also an excellent option to grow your money instead Sampang – TreasurerMa employees... & Trust fund – Pension plan provider for academic institutions across Canada Ortigas Avenue Greenhills, Juan! Inc. II 10, 15 and 20 years per se planholder insurance coverage computed for at! To be paid in case of accidental death and dismemberment benefits to the Scholar you... And 20 years world by way of sun life pension plan philippines fund that is not optimized for this.. Dividend rates vary based on Trust fund investment performance, hence are not guaranteed a message: us!